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Mutual Funds
A wide range of mutual fund products selected around your individual goals and risk profile.
AMFI-registered mutual fund distributorARN-66711Distributor, not an investment adviser
A personal wealth - operating system
A more purposeful way to
build wealth.
Personalised wealth planning designed around your goals, risk profile and long-term journey.
AMFI-registered MFD · ARN-66711
Portfolio Snapshot
A ₹5,000 step-up on a 20Y goal can shorten the timeline by ~14 months. Try the math →
▲ XIRR 13.2% since 2019
Risk Profile
Balanced Grower
Goal · Retirement at 55
72% on track
On track · SIP ₹18,000/month
₹60 Cr+
Assets under management
500+
Investors served
5
Cities served
2008
Founded
Assets under advice as on 30 June 2026. Retention measured over trailing 3 years.
What we do for you
Six ways to begin, most of them free.
Whether you're just starting out or sitting on a decade of scattered folios, there's a clear first step here for you.
Free
Free Portfolio Analysis
Upload your CAS and get a plain-English report on overlap, cost drag, laggards and gaps — within 24 hours.
Get my free reportFree
Free Risk Profiling
Eight honest questions to discover the investor you actually are — and the asset mix that lets you sleep at night.
Find my risk profileFree
Free Digital Onboarding
PAN-based KYC check, bank verification and e-sign. Ten minutes, fully paperless, start your first SIP the same day.
Open an accountGoal Planning
Education, retirement, first home — we translate each dream into an inflation-aware monthly SIP you can actually keep.
Plan your goalBook a Consultation
Thirty unhurried minutes on phone, video or over chai at our office. No product pitch, just answers.
Curated Baskets
Ready-made fund combinations matched to your goals and risk profile — reviewed every quarter by our desk.
See the basketsOur products
Financial solutions for every stage of life.
Explore a considered range of investment, protection and wealth-building products.
02
Fixed Deposits
Compare partner-issuer fixed deposit rates side-by-side and book the one that fits your tenure.
03
AIF
A privately pooled investment vehicle for sophisticated investors, regulated by SEBI under the AIF Regulations, 2012.
04
PMS
Professionally managed, directly-held equity, debt and cash portfolios tailored to your risk profile.
05
SIF
A SEBI-regulated vehicle bridging mutual funds and PMS, offering advanced strategies with a lower entry barrier.
06
Life Insurance
LIC plans offering death cover, maturity benefits, a sovereign guarantee and tax relief.
07
Health Insurance
Care Health Insurance plans covering hospitalisation, day care treatments and a wide cashless network.
08
Motor Insurance
New India Assurance cover for private cars, two-wheelers and commercial vehicles, third-party and comprehensive.
09
General Insurance
New India Assurance non-life cover across health, motor, property, travel and commercial risks.
Goal planningWhere every rupee
Where every rupee
has a role to play.
A ₹25 lakh dream today won't cost ₹25 lakh tomorrow. We translate each of life's milestones into an inflation-aware target — and a monthly SIP your household budget can actually keep.
- 1Name the goal.
Education, retirement, a home, a wedding — or simply wealth. - 2We price its future.
Inflation-adjusted, with honest return assumptions. - 3You start one SIP.
Mapped to a basket, tracked to the finish line — with annual step-ups.
Palmtree 12–15 yrsComfortable retirement at 55
27 years remaining · ₹ 90,000/mo lifestyle
GraduationCap 20–30 yrsVaishali's higher studies
18 years · M.Tech in the US
Home 5–8 yrsDream home in Ahmedabad
5 years · 3 BHK · ₹ 2 Cr
SIP Calculator
Plan your monthly SIP
See how a disciplined monthly SIP can grow over time.
Monthly SIP₹20,000
Invested
₹36 L
Growth
₹59.19 L
Total value
₹95.19 L
Projected value in 15 years
₹95.19 L
at an assumed 12% p.a. · illustrative
+₹59.19 L of growth
InvestedGrowth
Curated by GM FINANCIAL SERVICES
Portfolios backed by clarity and conviction.
Each basket is a hand-picked combination of 4–6 funds, mapped to a goal and a risk profile — and reviewed every quarter by our research desk.
Low risk
Long-Term Wealth
For 10+ year horizons
40% Equity50% Debt10% Gold
₹ 2,500
Min SIP
8
Funds
3+ yrs
Horizon
Moderate risk
Balanced Growth
For 5–7 year goals
65% Equity30% Debt5% Gold
₹ 2,000
Min SIP
6
Funds
5+ yrs
Horizon
High risk
Conservative Income
For capital preservation
90% Equity5% Debt5% Gold
₹ 1,000
Min SIP
5
Funds
7+ yrs
Horizon
About GM FINANCIAL SERVICES
GM FINANCIAL SERVICES Helping clients invest wisely, stay disciplined, and create long-term wealth
My own experience with mutual fund investing taught me the true power of disciplined investing, patience, and compounding in creating long-term wealth. This journey inspired me to start this firm as an MFD and enter wealth management, with the goal of helping individuals and families make informed investment decisions and achieve their financial goals with confidence.
Helping clients invest wisely, stay disciplined, and create long-term wealth
17+
Years beside our
client families
client families
Advice before products
Every engagement starts with your goals and risk profile — never with a scheme brochure.
Radical transparency
Annual written disclosure of the commissions we earn on your investments. No surprises, ever.
One family, one advisor
You get a named advisor who knows your story — not a call-centre queue that knows your ticket number.
Through every cycle
We call you when markets fall — before you feel the need to call us. Behaviour is half the return.
“Wealth is not built in bull markets. It is built in the quiet decade when a family keeps its SIP running while everyone else panics. Our job is to be the steady voice in that decade.”
KETAN G PATEL
Founder · ARN-66711
Client stories
Families who put a date on their dreams.
★★★★★
“G M Financial owner Mr Ketan Govindbhai Patel is a dynamic person for wealth creation His guidance for SIP and MITUAL FUND help me a lot for creation of my...”
Dr Krishnakant M Patel
Family physician
★★★★★
“I have had a great experience with this investment platform. Over the years, Ketan Patel’s guidance and expertise have helped me build a strong and well-planned investment portfolio. His support...”
Shraddha Patel
Senior software developer,Ahmedabad
★★★★★
“I am writing to formally share my experience regarding the professional services provided by Shri Ketan bhai patel who operates as my mutual fund advisor. Over the course of our...”
Moiz S Patrawala
Ex banker, Ahmedabad
★★★★★
“I have been investing with Ketan Patel and GM Financial Services for over 15 years, and the experience has been exceptional. Throughout our long association, Ketan has shown a deep...”
Kirtan J Parikh
Branch Manager, Ahmedabad
★★★★★
“Excellent financial guidance and service. I am doing my SIP through GM Financial and have had a very positive experience. Ketan Patel is knowledgeable, supportive, and explains investment options very...”
Shomeet Colvalkar
Co- Partner,Mandovi Cruises ,Goa
★★★★★
“I joints from last 2 years with G M FINANCIAL SERVICES & My experience with this has been very good; we can easily view transparent records of every transaction whenever...”
DC
Dilipkumar C Shah
M.Com B Ed,Gandhinagar
Recognition
Built for trust, validated by consistency.
We focus on outcomes first. Recognition is only useful when it reflects consistent client service.
2015
Retirement Planning Solutions
Certificate of completion awarded for successfully completing the Reliance Mutual Fund EDGE Learning Academy e-learning module on 27 January 2015.
2015
Certificate of Completion
Issued by Reliance Mutual Fund EDGE Learning Academy after completion of the Retirement Planning Solutions module. The certificate is dated 27 January 2015.
Awards and recognitions are conferred by industry bodies and AMC distributor programmes based on business and service parameters. They are not an indicator of future performance, nor an assurance of returns on any scheme. Mutual fund investments are subject to market risks.
The Arthavya app
Your entire portfolio, in your pocket.
Track every folio, start or step-up SIPs, download capital-gains statements at tax time, and message your advisor — all from one clean app.
- Live portfolio value and XIRR across all family members
- One-tap SIP start, pause and step-up
- Goal trackers with funded-percentage at a glance
- Instant capital-gains & ELSS statements for tax filing
Family portfolio
₹1,12,48,320
▲ ▲ ₹84,210 today · XIRR 13.4%
Aarav's Education72% ●
Retirement 204441% ●
Emergency Fund100% ✓
Your wealth journey begins with a single, honest question.
What do you really want from your money? Take our investor personality assessment. No email required to get started.
Take the assessment →Upload CAS instead
A named advisor — not a call centre — will reach out within one working day.
A personal wealth - operating systemGet Instant Portfolio Score